Federal Financial Aid Information

All students are encouraged to apply for financial assistance if unable to meet educational costs on their own. Career Care Institute participates in several types of Title IV programs, most of which are based on financial need. Students seeking financial assistance must first complete the free application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. The Financial Aid Office will use this information to determine student’s eligibility and will assist them in deciding what Title IV Programs are available to them. The Financial Aid Office may request additional documentation to support the students request for Financial Aid. Federal grants and loans will be disbursed to the student’s ledger to cover educational costs. Disbursements in excess of this cost will be refunded to the student. 

To be eligible for financial aid, the applicant must:

  1. Demonstrate proof of financial need.

  2. Be a U.S. citizen or eligible non-citizen.

  3. Enroll in an eligible program.

  4. Be registered with Selective Service. (If Male)

  5. Maintain satisfactory academic progress toward graduation.

  6. Be a high school graduate or its equivalent

  7. Not be in default on a Financial Aid loan nor be in an overpayment with a Federal Pell Grant.

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Financial Aid Programs

The following are brief descriptions of the Federal Financial Aid programs available at Career Care Institute under the Title IV program.

Federal Pell Grant

The Federal Pell Grant program is federally funded with the purpose of helping financially needy students meet the cost of postsecondary education.  This program is centrally administered by the federal government and is typically the foundation of a student's aid package.

William D. Ford Federal Direct Loan Program

William D. Ford Federal Direct Loan Program provides low interest deferred payment loans to undergraduate and graduate students who demonstrate financial need.  These funds assist students with educational expenses.

Federal Subsidized Direct Loan Program

The Federal Subsidized Direct Loan Program are federal loans based on a student’s financial needs and offer a low fixed interest rate and flexible repayment terms.

Federal Unsubsidized Direct Loan Program

The Federal Unsubsidized Direct Loan Program are federally guaranteed loans that are available for students who desire to pursue education, but lack the financial resources to do so. This loan is not based on financial need. Interest on unsubsidized student loan starts to accrue as soon as the loan is disbursed to the school. 

Federal Parental Loan for Undergraduate Students (PLUS)

The Parent Plus Loan is a federal student loan available to the parents of a dependent  undergraduate student. The Parent Plus Loan offers a fixed interest rate for the school year and flexible loan limits. To be eligible, a parent cannot have an adverse credit history.  


The Student Payment Option Plan is intended as an option for students to pay for the cash portion of their overall financing plan to pay for their education at CCI. The student may qualify up to a maximum of one year to repay the loan with no early prepayment penalties. Please see the Financial Aid Office for a copy of the “Student Payment Option Plan” guidelines and policy; or please speak to a Financial Aid Advisor for more information on term and conditions and qualifying for the student payment option plan.

We are very happy to discuss our current program details with you personally.

Just tell your campus representative that you have visited our website and would like information about our program. You can also click the link below for more information on Financial Aid available, Pell grants and the Federal Stafford Direct Loan Programs.

Consumer Financial Aid Information:

We've teamed up with Solutions to ECMC to answer all of your student loan repayment questions. 

Solutions is a service of the non-profit organization ECMC and is dedicated to helping students manage educational loans. Their resources are available to you free of charge. To contact a Solutions Student Loan Repayment Advisor, email or web chat or call them at 1-877-331-3262.